Allo Bank

Allo Bank is a licensed digital bank that puts flexible, rewarding financial management in your hands. Earn competitive interest on savings, access instant credit for everyday purchases, and build your financial future with tools designed for your life in Indonesia.

Grow your savings with multiple options tailored to your goals. Allo Grow offers up to 6.5% p.a. interest with the flexibility to withdraw anytime you need funds. For a more structured approach, Allo Deposito delivers up to 8.5% p.a. interest with fixed returns, helping you maximize long-term savings. Both accounts let you take control of how your money works for you.

Alло PayLater gives you purchasing power without the upfront cost. New users get 0% interest on their first month of installments. Borrow up to Rp100 million with payment plans ranging from 90 to 730 days, starting at just 0.1% monthly fees. Shop at major partners like Indomaret, Transmart, Wendy's, Baskin-Robbins, and The Coffee Bean & Tea Leaf, then pay in manageable monthly installments. You can also withdraw instant cash from your credit limit anytime, with real-time processing. Use the Allo PayLater QRIS feature to scan and pay at partner locations while unlocking exclusive promotional offers.

Build a stronger financial profile as you use the app responsibly. Each on-time payment and smart transaction grows your Allo PayLater limit, helping you establish credit history. This credit-building feature is valuable if you're new to formal borrowing—it opens doors to future financing for mortgages, vehicle loans, and other major purchases.

Transfer money to other banks free of charge via BI-FAST, and pay bills without admin fees. The Allo Visa Virtual Card lets you shop globally with confidence, bringing safe international transactions within reach. All accounts come protected by the Indonesia Deposit Insurance Corporation (LPS) program, and the service operates under full regulation by Indonesia's Financial Services Authority (OJK).

Alло Bank combines daily banking essentials with savings and credit tools in one app, letting you manage your money your way—whether you're saving for the future, handling monthly expenses, or accessing credit when you need it. Download Allo Bank today and start building the financial flexibility you deserve.